Terms of Service
Best Quote Insurance of Ohio Inc.
Effective Date: May 30, 2026
These Terms of Service (“Terms”) govern your use of our website and the services offered by Best Quote Insurance of Ohio Inc. (“Best Quote Insurance,” “we,” “us,” or “our”). By using our website or requesting a quote, you agree to these Terms.
1. Our Services
Best Quote Insurance is a licensed insurance agency. We help consumers compare and obtain quotes for life insurance and related products from third-party insurance carriers. We are not an insurance carrier and do not underwrite policies. Quotes we provide are estimates based on the information you supply and are subject to carrier underwriting, approval, and final terms. Submitting a request does not create an insurance policy or bind coverage.
2. Eligibility
You must be at least 18 years old and able to enter into a binding agreement to use our services.
3. Quote Requests and Communications
When you request a quote or submit your contact information, you authorize Best Quote Insurance and its licensed agents to contact you by phone, text message, and email regarding your request and related insurance products, consistent with our Privacy Policy.
4. SMS / Text Message Terms
- By submitting your phone number with consent, you agree to receive calls and SMS/text messages from Best Quote Insurance.
- Message frequency varies. Message and data rates may apply.
- Reply STOP to opt out at any time; reply HELP for help.
- Mobile carriers are not liable for delayed or undelivered messages.
5. Accuracy of Information
You agree that the information you provide is accurate and complete. Quotes and recommendations depend on the accuracy of the information you supply.
6. No Guarantee; Informational Purpose
Information on our website and in our communications is for general informational purposes and is not a substitute for professional or legal advice. Coverage, pricing, and availability vary and are determined by the insurance carriers.
7. Intellectual Property
All content on our website is owned by or licensed to Best Quote Insurance and may not be copied or used without permission.
8. Third-Party Links and Services
Our website and quote-comparison sources may link to third-party websites. We are not responsible for the content or privacy practices of third parties.
9. Disclaimer and Limitation of Liability
Our services are provided “as is” without warranties of any kind. To the fullest extent permitted by law, Best Quote Insurance is not liable for any indirect, incidental, or consequential damages arising from your use of our website or services.
10. Governing Law
These Terms are governed by the laws of the State of Ohio, without regard to its conflict-of-laws rules.
11. Changes to These Terms
We may update these Terms from time to time. Continued use of our website after changes constitutes acceptance of the updated Terms.
12. Contact Us
Best Quote Insurance of Ohio Inc.
Mobile: (614) 402-5160
Email: natalie@bestquoteinc.com