How Much Is Allstate Medicare Supplement Plan F?

In this article, you’ll see how much an Allstate Medicare Supplement Plan F costs. Medigap and Medicare Supplements are syonomous, so you’re in the right place because it means the same thing.  By the end of the article, you can decide if Allstate is a good fit for you and if you’re ready to move to the next step.  You’ll also be able to compare prices for the other companies as well.

Allstate Plan F Sample Prices

The prices below are accurate rates provided by CGS Actuarial Systems by Allstate and were calculated on September 15, 2024.  The Plan F rates below reflect all available discounts available in that state.  They may include extra discounts for living with another adult, joining a spouse or partner, qualifying for a Preferred rate, and using a fitness device like an Apple watch or Fitbit.    Since most seniors pay Medicare Supplement premiums monthly,  we used the Annual discount rate by dividing it by 12 months so you can compare the difference on a monthly basis.  You’ll see how much you can save with Allstate.

Sample Plan F Female Rates

Kansas, Mississippi, Michigan, Illinois

Sample Plan F Male Rates

Pennsylvania, Ohio, Texas, Tennesee

The cost of a Medicare Supplement can change anytime, not just at the beginning of a calendar year.  They can go up in specific zip codes, down in some, and not at all in others.  You can also change Medicare Supplements anytime of year, unlike Medicare Advantage plans.

Allstate will let you apply up to six months before the month you turn 65 and lock in your rate.  So even if they change the price before your policy starts, you’ll lock into the lower cost.

Medigap prices are based on many factors, including your state of residence, zip code, gender, and age.  In certain circumstances, other things determine the rate, like being new to Medicare Part B, height/weight, and tobacco use.

You can get real-time instant Medicare Supplement rates using the quoting tool below.  You won’t initially be able to see the company’s name, but a good rule of thumb is that Allstate will be one of the top 5 companies in most states.   If you take qualify for all of there discount programs and , there’s a good chance they’ll have the lowest premiums.  If you’re interested, provide your name, phone number, and email address, and you’ll be able to see the company associated with the rate.

No worries…you won’t get inundated with phone calls, texts, or emails by multiple agents.  We know that if you made it to this page, you’re a natural person and someone serious about their insurance.  Even if you’re not ready to apply and just curious with questions, that’s O.K., too.  We know that if we provide you with transparent, no, hassle service, you’ll come back when you’re ready.

Allstate Medicare Supplement Discounts

Allstate offers five different discounts, but availability and discount percentage depends on where you live.  Determining the exact amount without calculating the rate on computer software is nearly impossible. Still, you can get a general idea by applying the percentages to the rates on the quoter.

• Household discount (3%-7%) if you live with another adult
• Dual-Household discount (10%) if you are enrolling with a spouse or partner
• Annual-pay discount (10%) 
• Activity Tracker discount (5%) for registering your Fitbit, Apple Watch, or Google device – not available in Idaho, Ohio, and Texas
• Preferred Select discount (5%) for nontobacco users who have not been treated for depression in the last five years and fall within the height and weight guidelines – not available in California, Minnesota, or Ohio
  

Prices are zip code specific, so we can’t list every zip, age, gender, tobacco status, or qualifying discount. You see where I’m going with this.  You can see in the chart below some sample rates based on age in a few different cities in the US.

What Does Plan F Cover?

This plan is the highest level of coverage available for anyone who was eligible for Medicare prior to January 1, 2020.  You aren’t responsible for any Medicare Part B expenses before your Plan F pays. You’ll pay nothing for office visits, hopitals, emergency rooms, chemo or radiation therapies or any other Part B services.

Plan F picks up the following costs:

1. 20%  of Part B outpatient services not covered by Medicare
2. 80% for Foreign Travel emergencies up to $50,000 after a $500 deductible
3. Blood
4. Hospice
5. Medications covered under Part B
6. Initial Hospital deductible and coinsurance
7. Skilled Nursing Coinsurance

Our Recommendation – Allstate a great choice for Medicare Supplements

Allstate is A+ rated by A.M. Best and is an excellent company for Medicare Supplement. Allstate began in 1931 and is the 4th largest insurer in the United States.  They recently acquired National General Holdings Corporation out of New York for a whopping $4 Billion.

Allstate now has a substantial lead over its competitors in the Medicare Supplement market.  We rate this as one of the Best 5 Medicare supplements!