Allstate Medicare Supplement Plan G Rates

This article contains information specific to Allstate Medicare Supplement Plan G prices.  If you are looking for Allstate Medigap rates, you’re in the right place because it means the same thing.  By the end of the article, you’ll be able to decide if Allstate is a good fit for you and if you’re ready to move to the next step.  You can also get rates for the other companies on this site to compare.

Allstate rates are based on a lot of factors, including your state of residence, zip code, gender, and age.  A few other things determine the rate, like being new to Medicare Part B, height/weight, and tobacco use.

Is Allstate a good insurance company for Medicare Supplements?

Allstate is A+ rated by A.M. Best and is an excellent company for Medicare Supplement. Allstate began in 1931 and is the 4th largest insurer in the United States.  They acquired National General Holdings Corporation out of New York for a whopping $4 Billion.

Allstate now has a substantial lead over its competitors in the Medicare Supplement market.  We rate this as one of the Best 5 Medicare supplements!

How much is the average Medicare Supplement per month?

The examples below are accurate rates provided by CGS Actuarial Systems by Allstate and were calculated on June 4, 2024, for coverage that begins July 1, 2024.  They are non-tobacco Rates for Medigap Plan G with all available discounts.  Since most seniors pay Medicare Supplement premiums monthly,  we used the Annual discount rate and divided it by 12.   Think of this as if it were monthly for comparative purposes, and see how much you can save if you pay one time a year with Allstate.

Female Sample Plan G Rates

Texas, Ohio, Arizona, North Carolina

Male Sample Plan G Rates

Virginia, New Jersey, South Carolina, New Mexico

Rates for new buyers can change at any time and not just at the beginning of a calendar year.  They can go up in specific zip codes, down in some, and not in others.

Allstate allows you to lock in your rate six months in advance.  So, even if they change the rates before your policy starts, you’ll get the lower rate.

You can get real-time instant Medicare Supplement rates using the quoting tool below.  You won’t initially be able to see the company’s name, but a good rule of thumb is that Allstate will be one of the top 5 companies in most states.   If you pay your premiums annually instead of monthly or live with another adult at least 50, there’s a good chance they’ll have the lowest premiums.  If the rates spark your interest, provide your name, phone number, and email address, and you’ll be able to see the company associated with the rate.

No worries…you won’t get inundated with phone calls, texts, or emails by multiple agents.  We know that if you made it to this page, you’re a natural person and someone serious about their insurance.  Even if you’re not ready to apply and just curious with questions, that’s O.K., too.  We know that if we provide you with transparent, no, hassle service, you’ll come back when you’re ready.

Allstate Medicare Supplement Discounts

They have several discounts, but it depends on where you live, if the discount is available, and the actual discount percentage.  Determining the exact amount without calculating the rate on computer software is nearly impossible. Still, you can get a general idea by applying the percentages to the rates on the quote below.

• Household discount (3%-7%) if you live with another adult
• Dual-Household discount (10%) if you are enrolling with a spouse or partner
• Annual-pay discount (10%) 
• Activity Tracker discount (5%) for registering your Fitbit, Apple Watch, or Google device – not available in Idaho, Ohio, and Texas
• Preferred Select discount (5%) for nontobacco users who have not been treated for depression in the last five years and fall within the height and weight guidelines – not available in California, Minnesota, or Ohio
  

Rates are zip code specific, so we can’t list every zip, age, gender, tobacco status, or qualifying discount. You see where I’m going with this.  You can see in the chart below some sample rates based on age in a few different cities in the US.

What Does Plan G Cover?

Plan G is the highest level of coverage available for anyone who turned on or after January 1, 2020.  The only thing it doesn’t cover that Plan F does is the annual Medicare Part B Deductible.  The annual deductible is a nominal amount you’ll need to pay before your Plan G pays, except for Medicare-covered preventive services.

Plan G picks up the following costs:

1. 20%  of Part B outpatient services not covered by Medicare
2. Part B Excess
3. 80% for Foreign Travel emergencies up to $50,000 after a $500 deductible
4. Blood
5. Hospice
6. Some medications
7. Hospital coinsurance and deductible
8. Skilled Nursing Coinsurance